Enjoy $125 when you open a Chase Secure Banking account with qualifying activities

All accounts subject to approval. Restrictions and limitations apply.

Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF)Opens in a new window

Same page link returns to footnote reference1With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET [8 PM PT] to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

Same page link returns to footnote reference2New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).

Same page link returns to footnote reference3Chase Total Checking®: $0 Monthly Service Fee when you have any ONE of the following during each statement period: Option #1: $500+ in qualifying electronic deposits; OR, Option #2: $1,500+ balance at the beginning of each day; OR, Option #3: $5,000+ average beginning day balance in this account, or in combination with any linked qualifying personal deposits or investments; OR, Option #4: Link this account to a qualifying checking account. Otherwise a $15 Monthly Service Fee will apply.

Product terms subject to change. For more information, please see a banker or visit chase.com/checkingRefreshes Page.

Qualifying electronic deposits include payments from your employer or government entities (benefits, tax refunds, etc.), made using the ACH network, Real Time Payment (RTP®), FedNow® Service, or third-party services that facilitate payments to your debit card using the Visa® or Mastercard® network. Transactions such as Zelle®, cash, checks, wire transfers, and interest payments do not count as qualifying electronic deposits.

Qualifying personal deposits include balances in Chase First CheckingSM, Chase SavingsSM, Certificate of Deposit (CDs), certain Chase Retirement CDs, or certain Chase Retirement Money Market accounts.

Qualifying investments include balances in certain investment and annuity products offered through JPMorgan Chase & Co. and its affiliates and agencies. We use daily balances for most investment products. Some third-party providers report balances on a periodic basis and we will use the most current balance reported to calculate the average beginning day balance. Balances in 529 plans, donor-advised funds, and certain retirement plan investment accounts do not qualify.

Qualifying linked checking accounts include Chase Premier Plus CheckingSM, Chase Sapphire® Checking, Chase Private Client CheckingSM, J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, Chase Performance Business Checking®, or Chase Performance Business Checking With Interest®. For personal accounts, there must be a common owner. For business accounts, the owner of the linked personal account must be a direct owner of the business and signer on the business account.

Same page link returns to footnote reference4For Chase Secure CheckingSM only: Early direct deposit is a service that comes with your Chase Secure Checking account in which we credit your eligible direct deposit transaction up to two business days early. You must set up direct deposit to your account. The timing of when these transactions will be credited is based on when the payer submits the information to us. This means when these transactions are credited could vary and you may not receive your funds early. Eligible transactions are certain ACH credit transactions such as payroll, government benefits or similar transactions.

Same page link returns to footnote reference5Chase Secure BankingSM: $0 Monthly Service Fee when you have $250+ in qualifying electronic deposits. Qualifying electronic deposits include payments from your employer or government entities (benefits, tax refunds, etc.), made using the ACH network, Real Time Payment (RTP®), FedNow® Service, or third-party services that facilitate payments to your debit card using the Visa® or Mastercard® network. Transactions such as Zelle®, cash, checks, wire transfers, and interest payments do not count as qualifying electronic deposits. Otherwise a $4.95 Monthly Service Fee will apply. Product terms subject to change. For more information, please see a banker or visit chase.com/checkingRefreshes Page.

Same page link returns to footnote reference6There is no Chase fee at non-Chase ATMs. Surcharge Fees from the ATM owner/network still apply. There is no Chase fee for Foreign Exchange Rate Adjustments on debit card purchases or ATM withdrawals using your debit/ATM card in currencies other than U.S. dollars. This benefit will begin the next business day after opening the account. The "No Chase Fee" benefit applies based on your account having this benefit when the debit card or ATM transaction is posted on the account.

Same page link returns to footnote reference7Chase Premier Plus CheckingSM: $0 Monthly Service Fee when you have any ONE of the following during each statement period: Option #1: $15,000+ average beginning day balance in this account, or in combination with any other qualifying personal deposits or investments; OR, Option #2: Link this account to a qualifying checking account; OR, Option #3: Link this account to a qualifying Chase first mortgage enrolled in automatic payments from your Chase account; OR, Option #4: An account owner who is a current servicemember or veteran of the U.S. Armed Forces with a qualifying military ID. Otherwise a $25 Monthly Service Fee will apply.

Product terms subject to change. For more information, please see a banker or visit chase.com/checkingRefreshes Page.

Qualifying personal deposits include balances in Chase First CheckingSM, Chase High School CheckingSM, up to two other personal Chase checking accounts (excluding Chase Sapphire® Checking and Chase Private Client CheckingSM), Chase savings (excluding Chase Private Client SavingsSM), Certificate of Deposit (CDs), certain Chase Retirement CDs, or certain Chase Retirement Money Market accounts.

Qualifying investments include balances in certain investment and annuity products offered through JPMorgan Chase & Co. and its affiliates and agencies. We use daily balances for most investment products. Some third-party providers report balances on a periodic basis and we will use the most current balance reported to calculate the average beginning day balance. Balances in 529 plans, donor-advised funds, and certain retirement plan investment accounts do not qualify.

Qualifying linked checking accounts include Chase Premier Plus CheckingSM, Chase Sapphire® Checking, Chase Private Client CheckingSM, J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, Chase Commercial Checking, Chase Commercial Checking with Interest, Chase Analysis Business Checking®, Chase Analysis Business Checking with InterestSM, or Chase Platinum Business CheckingSM. For personal accounts, there must be a common owner. For business accounts, the owner of the linked personal account must be a direct owner of the business and signer on the business account.

Same page link returns to footnote reference8Enrollment in Zelle® at a participating financial institution using an eligible U.S. checking or savings account is required to use the service. Chase customers may not enroll using savings accounts; an eligible Chase consumer or business checking account is required, and may have its own account fees. Consult your account agreement. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle® (go to enroll.zellepay.comOpens Overlay to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile® app or Chase OnlineSM. Limitations may apply. Message and data rates may apply.

Zelle® is intended for payments to recipients you know and trust and is not intended for the purchase of goods from retailers, online marketplaces or through social media posts. Neither Zelle® nor Chase provide protection if you make a purchase of goods using Zelle® and then do not receive them or receive them damaged or not as described or expected. In case of errors or questions about your electronic funds transfers, including information on reimbursement for fraudulent Zelle® payments, see your account agreement. Neither Chase nor Zelle® offers reimbursement for authorized payments you make using Zelle®, except for a limited reimbursement program that applies for certain imposter scams where you sent money with Zelle®. This reimbursement program is not required by law and may be modified or discontinued at any time.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Same page link returns to footnote reference9For parents/guardians interested in teaching their child how to manage money using a debit card with the child's name on it. The parent/guardian is the owner of this account and must have an online profile and one of these other checking accounts at account opening: a Chase Secure CheckingSM, Chase Total Checking®, Chase Premier Plus CheckingSM, Chase Sapphire® Checking, or a Chase Private Client CheckingSM account. Benefits offered to these checking accounts do not apply to Chase First Checking accounts. To promote parental controls and guardrails, only the parent/guardian who opened the account can fund or manage it. You can open a Chase First Checking account for your child who is 6 -17 years old. Once your child turns 18, we recommend they open their own account. If they do not select another account by the time they turn 25, we will close the Chase First Checking account.

Same page link returns to footnote reference10For students 13 to 17 years old at account opening with their parent/guardian as a co-owner and the account must be linked to the parent/guardian’s personal Chase checking account. Linked accounts exclude Chase High School CheckingSM, Chase College CheckingSM, Chase Secure CheckingSM and Chase First CheckingSM. When the student turns 19, the Chase High School Checking account will become a Chase Total Checking® account.

Same page link returns to footnote reference11Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Chase QuickDepositSM is subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDepositOpens in a new window or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Message and data rates may apply.

Same page link returns to footnote reference12There is no Chase fee at non-Chase ATMs. Chase will refund ATM Surcharge Fees charged by the ATM owner/network. This benefit will begin the next business day after opening the account. Some ATM owners/networks do not identify these Surcharge Fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. There is no Foreign Exchange Rate Adjustment Fee when conducting transactions in a foreign currency. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase Surcharge Fee reimbursements. The "No Chase Fee" benefit applies based on your account having this benefit when the debit card or ATM transaction is posted on the account.

Same page link returns to footnote reference13Chase Private Client CheckingSM: There is a $35 Monthly Service Fee for Chase Private Client Checking OR $0 when you have any ONE of the following during each statement period: $150,000+ average beginning day balance in this account, or in combination with any other qualifying Same page link to footnote reference(a) personal deposits or Same page link to footnote reference(b) investments, OR link this account to a qualifying checking account. New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).

Same page link returns to footnote reference(a)Qualifying personal deposits include balances in Chase First CheckingSM, Chase High School CheckingSM, up to nine other Chase checking accounts, Chase savings, Certificate of Deposit (CDs), certain Chase Retirement CDs, or certain Chase Retirement Money Market accounts.

Same page link returns to footnote reference(b)Qualifying investments include balances in investment and annuity products offered through JPMorgan Chase & Co. and its affiliates and agencies. We use daily balances for most investment products. Some third-party providers report balances on a periodic basis and we will use the most current balance reported to calculate the average beginning day balance. Balances in 529 plans, donor-advised funds, and certain retirement plan investment accounts do not qualify.

Qualifying linked checking accounts include Chase Private Client CheckingSM, J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, or Chase Platinum Business CheckingSM. For personal accounts, there must be a common owner. For business accounts, the owner of the linked personal account must be a direct owner of the business and signer on the business account.

Checking Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 40107 to no longer receive Chase Checking text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.

"Chase Private Client" is the brand name for a banking and investment offering, requiring a Chase Private Client Checking account.

Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit and home lending products offered by JPMorgan Chase Bank, N.A. Member FDIC.

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRAOpens Overlay and SIPCOpens Overlay. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.

Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

For Home Lending products, the employee rate discount cannot be combined with any other rate discounts except Relationship Pricing. Offers to employees are subject to change at any time without prior notice. This offer is only available to U.S. citizens and legal residents within the United States of America.